Alan R. Horvath, Attorney at Law
Gift Plan
  At your death, your assets will be distributed to your heirs, either based on your instructions or
based on default assumptions made by the state.  There are 3 basic approaches to estate
planning, as shown below, plus a hybrid.  The alternatives are arranged simplest to the most
complex, left to right.
Phone:       209 754-5291  
Fax:       209 754-5293  
ahorvathlaw@sbcglobal.net
Estate Planning By Phone for Any California Resident
37 Main St., Suite 202
San Andreas, CA 95249